Terry Lange
PCS Member
I know the broad topic of pro-car insurance has been covered in other threads over the past year, and I have re-read them all. I called Hagerty today to add my '59 Comet Olds to my policy for my garaged '72 Malibu rag. Once they found out that the new addition will not be in a locked garage, they weren't interested. I checked the websites for all the other big guns in the classic car insurance business (Grundy, J.C. Taylor, American Collector, Leland West), and they all have the same requirement. Some actually require a photo of the garage with the car in it.
I also noted that some of the big general insurance companies (Geico and Hartford AARP) are now offering classic car insurance with few restrictions. However, they will not offer guaranteed value insurance, and their rates are very much in line with an everyday driver. They basically are just offering a regular auto insurance policy with the words "classic car" thrown in front of it, to gain some of that market share.
My coach will be in an RV pad with my garage as one wall, a 6 foot concrete block wall on the back end as well as the opposing side, and a locked 10 foot metal RV gate on the remaining end. Are they worried that someone's going to lift it over the wall?
Does anyone have any recommendations?
Terry
I also noted that some of the big general insurance companies (Geico and Hartford AARP) are now offering classic car insurance with few restrictions. However, they will not offer guaranteed value insurance, and their rates are very much in line with an everyday driver. They basically are just offering a regular auto insurance policy with the words "classic car" thrown in front of it, to gain some of that market share.
My coach will be in an RV pad with my garage as one wall, a 6 foot concrete block wall on the back end as well as the opposing side, and a locked 10 foot metal RV gate on the remaining end. Are they worried that someone's going to lift it over the wall?
Does anyone have any recommendations?
Terry