Friends of the Professional Car Society - Official Website of the Professional Car Society, Inc.Friends of the Professional Car Society - Official Website of the Professional Car Society, Inc.



Go Back   Friends of the Professional Car Society - Official Website of the Professional Car Society, Inc. > Professional Car Discussion > General Discussion Forum

Notices

General Discussion Forum For the general discussion of Professional Cars.

Reply
 
Thread Tools Display Modes
  #1  
Old 07-05-2010, 10:15 AM
Rocky Fluegge Rocky Fluegge is offline
PCS Member
 
Join Date: Oct 2009
Location: Burlington WI 53105
Posts: 1,058
Thanks: 1,169
Thanked 1,983 Times in 660 Posts
Groans: 0
Groaned at 1 Time in 1 Post
Default Classic car insurance

I just change my insurance on my old cars. I have seen a article about 6 months prior that compared insurance with like 5 companys, Grundy- Hagerty-Jc taylor and a couple others. So it got me thinking. I was putting insurance for 7 of my cars with hagerty and it was around 1200.00 a year with 300/500 coverage, and declared value& one of my cars has storage insurance because im not driving it. Well in the article grundy was cheaper so i decided to check into it befor my renewal. I needed to up the value on some of the cars so i did that and i also had the coverage on the storage car just in case i get off of my rear and work on that car so i can take it out this year. If i had full coverage on it, add about another 120 a year to the final bill with hagerty. Grundy insurance ended up being about 700 for the insurance coverage. I was blown away at that, i thought i may say a 100 bucks of so not almost half. They say that the were one of the first to offer collector car insurance and are one of the bigger ones doing it. They had no problems with the ambulance, also had no problem if i took a couple of cars to a show at one time and if they all got damaged no promlem. All they said is as long as the driver was older then 25 and that they had my permission to drive the cars. Just wanted to make mention about this, it may save some money for some of you it sure did for me, and some of my family members switched also and it save for all of them too. The correct name for the company if you are looking into it is "Grundy World wide Insurance"
Reply With Quote
The Following 3 Users Say Thank You to Rocky Fluegge For This Useful Post:
Josh Gentry (07-05-2010), Kenn Evans II (07-20-2010), Russell Dalziel (07-05-2010)
  #2  
Old 07-05-2010, 10:52 AM
Francis Marasco Francis Marasco is offline
PCS Tri State Chapter President
 
Join Date: Oct 2009
Location: West Mifflin PA 15122
Posts: 28
Thanks: 6
Thanked 15 Times in 11 Posts
Groans: 0
Groaned at 0 Times in 0 Posts
Default

Rocky, If you want to hear some INS horror stories, you should to talk John Ehmer who had 7 cars damaged when the roof colapsed. The INS CO has no idea what the PRO cars are worth. Frank Marasco
Reply With Quote
  #3  
Old 07-05-2010, 11:01 AM
Brendan Martin Brendan Martin is offline
PCS Member
 
Join Date: Mar 2009
Location: Tiverton RI 02878
Posts: 1,473
Thanks: 1,857
Thanked 1,836 Times in 731 Posts
Groans: 0
Groaned at 0 Times in 0 Posts
Default

I have Hagerty, and last year my windshield was struck by a rock and cracked. They covered 100% of the $1600.00 bill for the new windshield.
__________________
1963 Cadillac Superior Hightop Rescuer
1966 Ford Mustang (Jen's Car)
Reply With Quote
  #4  
Old 07-05-2010, 11:15 AM
Mike McDonald Mike McDonald is offline
PCS Member
 
Join Date: Mar 2009
Location: Escondido CA 92033-3336
Posts: 928
Thanks: 5,240
Thanked 990 Times in 438 Posts
Groans: 0
Groaned at 1 Time in 1 Post
Default J.C. Taylor

I have had J.C. Taylor since first collecting pro-cars, police cars and fire trucks in the early 90's, always felt they were reasonable, but have never had a single claim either. Hewy & Ruth had a LARGE Claim with dozens of vehicles with JCT about 8 years ago when a CA Wildfire ran thru their entire collection and I understand that they (JCT) settled without issue right away. MM
Reply With Quote
  #5  
Old 07-05-2010, 11:57 AM
John ED Renstrom's Avatar
John ED Renstrom John ED Renstrom is offline
PCS Member - Elected Director 2017-2020
 
Join Date: Mar 2009
Location: Hot Springs SD 57747
Posts: 11,253
Thanks: 3,991
Thanked 14,526 Times in 6,153 Posts
Groans: 2
Groaned at 3 Times in 3 Posts
Default

still with state farm. I upped the value on the 72 after the other one sold. the 53 was added they run about 6 bucks a month for 6000,00 loss and 200 deductible. cant beat this for coverage. had 3 claims all taken care of. I can live with there restrictions
__________________
drop in for coffee anytime
Reply With Quote
  #6  
Old 07-05-2010, 12:03 PM
Paul Steinberg Paul Steinberg is offline
PCS Past President / Senior Website Administrator
 
Join Date: Mar 2009
Location: Woodstock CT 06281
Posts: 6,332
Thanks: 6,734
Thanked 11,777 Times in 3,858 Posts
Groans: 0
Groaned at 9 Times in 9 Posts
Default

All insurance companies are good until you have a claim. Then you learn how good or bad they can be. I have Haggerty and have been satisfied with them, however, I have only had one claim, and it was handled OK, but not perfectly. Not so bad that I would switch carriers...
Reply With Quote
  #7  
Old 07-05-2010, 02:21 PM
Jeff Hammers Jeff Hammers is offline
PCS Member
 
Join Date: May 2009
Location: Jacobus PA 17407
Posts: 54
Thanks: 0
Thanked 15 Times in 11 Posts
Groans: 0
Groaned at 0 Times in 0 Posts
Default

Bear in mind that if you DO ever have a claim the adjuster who shows up to survey the damage will likely have NO or at best very little experience with collector vehicles. Virtually all insurance co's out source their claims adjusting to local (to where the vehicle resides) adjusters. We have done a handful of insurance jobs over the years (latest was a '29 Pierce involved in a collision) and not once has an adjuster had even the slightest knowledge of what he was looking at. This actually works to your advantage! Insurance co's are anxious to settle these type claims as quickly as possible. We have never had a real problem reaching a mutually fair settlement. We tend to like Grundy if only because Jim Grundy's grandfather was a Pullman Auto dealer and Pullman was built locally in York, PA.
Reply With Quote
  #8  
Old 07-05-2010, 04:26 PM
Richard Vyse Richard Vyse is offline
Website Member
 
Join Date: Mar 2009
Location: New Smyrna Beach FL 32168
Posts: 5,209
Thanks: 6,221
Thanked 7,192 Times in 2,366 Posts
Groans: 2
Groaned at 13 Times in 5 Posts
Default

I use SafeCo for about $125 per car per year. Hopefully I will NEVER have to use them.
Reply With Quote
  #9  
Old 07-05-2010, 05:40 PM
Josh Gentry Josh Gentry is offline
Website Member
 
Join Date: Apr 2009
Location: Louisville KY 40206
Posts: 1,457
Thanks: 3,178
Thanked 1,722 Times in 721 Posts
Groans: 0
Groaned at 1 Time in 1 Post
Default

Rocky, thanks for posting this. I was just thinking about calling around tomorrow to see about changing the insurance on my 67 M-M, and my Ford F-100 to collector car insurance. They are the only 2 cars I have that get drove right now, and Geico is causting to much a month for 2 cars that don't get drove every day, or may not even get drove every week. Plus I'd like to have better coverage on them.

Josh
Reply With Quote
  #10  
Old 07-20-2010, 07:13 AM
Hester Foster Hester Foster is offline
Junior Member
 
Join Date: Jul 2010
Location: Brighton MI
Posts: 4
Thanks: 0
Thanked 1 Time in 1 Post
Groans: 0
Groaned at 0 Times in 0 Posts
Default

Thanks for sharing Rocky. I recently switched my classic car insurance to The Hartford (AARP) when I saw how well they adjusted my neighbor’s collision claim. Hope I never have to use them though.
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Mac CLassic Computer Richard Vyse Wanted 9 10-16-2012 10:50 AM
Six door insurance? David Martin General Discussion Forum 9 09-26-2012 09:05 AM
Classic car insurance for ungaraged cars Terry Lange General Discussion Forum 16 10-02-2011 11:35 AM
It really was a classic look Tim Prieur General Discussion Forum 0 03-27-2011 09:42 PM
Insurance question Michael Mykulak General Discussion Forum 7 03-27-2011 03:05 PM


All times are GMT -4. The time now is 01:00 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2018, vBulletin Solutions, Inc.
Copyright © 2009 - 2018 Friends of the Professional Car Society