Classic car insurance

[Rocky Fluegge]

I just change my insurance on my old cars. I have seen a article about 6 months prior that compared insurance with like 5 companys, Grundy- Hagerty-Jc taylor and a couple others. So it got me thinking. I was putting insurance for 7 of my cars with hagerty and it was around 1200.00 a year with 300/500 coverage, and declared value& one of my cars has storage insurance because im not driving it. Well in the article grundy was cheaper so i decided to check into it befor my renewal. I needed to up the value on some of the cars so i did that and i also had the coverage on the storage car just in case i get off of my rear and work on that car so i can take it out this year. If i had full coverage on it, add about another 120 a year to the final bill with hagerty. Grundy insurance ended up being about 700 for the insurance coverage. I was blown away at that, i thought i may say a 100 bucks of so not almost half. They say that the were one of the first to offer collector car insurance and are one of the bigger ones doing it. They had no problems with the ambulance, also had no problem if i took a couple of cars to a show at one time and if they all got damaged no promlem. All they said is as long as the driver was older then 25 and that they had my permission to drive the cars. Just wanted to make mention about this, it may save some money for some of you it sure did for me, and some of my family members switched also and it save for all of them too. The correct name for the company if you are looking into it is "Grundy World wide Insurance"

[Francis Marasco]

Rocky, If you want to hear some INS horror stories, you should to talk John Ehmer who had 7 cars damaged when the roof colapsed. The INS CO has no idea what the PRO cars are worth. Frank Marasco

[Brendan Martin]

I have Hagerty, and last year my windshield was struck by a rock and cracked. They covered 100% of the $1600.00 bill for the new windshield.

[Mike McDonald]

I have had J.C. Taylor since first collecting pro-cars, police cars and fire trucks in the early 90's, always felt they were reasonable, but have never had a single claim either. Hewy & Ruth had a LARGE Claim with dozens of vehicles with JCT about 8 years ago when a CA Wildfire ran thru their entire collection and I understand that they (JCT) settled without issue right away. MM

[John ED Renstrom]

still with state farm. I upped the value on the 72 after the other one sold. the 53 was added they run about 6 bucks a month for 6000,00 loss and 200 deductible. cant beat this for coverage. had 3 claims all taken care of. I can live with there restrictions

[Paul Steinberg]

All insurance companies are good until you have a claim. Then you learn how good or bad they can be. I have Haggerty and have been satisfied with them, however, I have only had one claim, and it was handled OK, but not perfectly. Not so bad that I would switch carriers...

[Jeff Hammers]

Bear in mind that if you DO ever have a claim the adjuster who shows up to survey the damage will likely have NO or at best very little experience with collector vehicles. Virtually all insurance co's out source their claims adjusting to local (to where the vehicle resides) adjusters. We have done a handful of insurance jobs over the years (latest was a '29 Pierce involved in a collision) and not once has an adjuster had even the slightest knowledge of what he was looking at. This actually works to your advantage! Insurance co's are anxious to settle these type claims as quickly as possible. We have never had a real problem reaching a mutually fair settlement. We tend to like Grundy if only because Jim Grundy's grandfather was a Pullman Auto dealer and Pullman was built locally in York, PA.

[Richard Vyse]

I use SafeCo for about $125 per car per year. Hopefully I will NEVER have to use them.

[Josh Gentry]

Rocky, thanks for posting this. I was just thinking about calling around tomorrow to see about changing the insurance on my 67 M-M, and my Ford F-100 to collector car insurance. They are the only 2 cars I have that get drove right now, and Geico is causting to much a month for 2 cars that don't get drove every day, or may not even get drove every week. Plus I'd like to have better coverage on them.

Josh

[Hester Foster]

Thanks for sharing Rocky. I recently switched my classic car insurance to The Hartford (AARP) when I saw how well they adjusted my neighbor’s collision claim. Hope I never have to use them though.